Blockchain explained

The ARYZE e-money application – MAMA

Introducing the application which will transcend country barriers and innovate the way that money and value are transmitted worldwide. Similar to how a physical wallet can hold physical cash or coins, MAMA is a digital wallet that will let users receive, send and store Digital Cash, fully backed in their preferred sovereign currency. 1. SEND […]

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Interoperability in Blockchain and the Financial Industry

The views and opinions expressed in this article are those of the authors and do not necessarily reflect the official policy or position of ARYZE. When you arrive at the airport of a new country, customs will conduct identification and visa checks. The information you have in your own country in regard to your personal

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Stablecoins and the Era of Full Reserve Digital Banks

Banking is undoubtedly undergoing a reformation. Read more about how ARYZE envisions the future of digital payments. Author: Carl Christian Jenster — Co-author: Morten Christorp Nielsen Introduction The earliest form of modern banking traces its roots back to the warrior monks of the Order of the Temple — also known as the Knights Templar — who first

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Stablecoins — Bridging the Gap

Issuing digital value in the traditional world. Stablecoins MUST consider these things to succeed in the real world. Introduction A stablecoin for the purpose of this article is a digital “I-Owe-You,” which represents a 100% identical underlying “real money” balance. Not 99% or 98%, but 100% or more. For people coming from the pure crypto

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The High Price of Remittance

Sending money home is most expensive for those who have the least Stagnating economies and regional conflicts have a tendency to urge workers to find opportunities abroad, at an increasing rate. With the rise of migration, the amount of remittances to developing countries have rapidly grown. The definition for remittance is: “transmittal of money (as to a distant

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Digital Services — we need to talk!

Interoperability is the key to building sustainable businesses In an increasingly connected world, one of the last pieces to the puzzle remains inclusive and interoperable digital financial services. Digital Financial Services (DFS) often operate in silos, meaning that they are independent of other services. For example, digital payments apps provided by banks cannot speak directly

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Crypto Havens are leading the way

Last year saw a massive amount of capital raised from Initial Coin Offerings — around 5.2 billion USD. Yet even so, 2018 has already surpassed the previous year in terms of capital raised! It was also discovered in a recent study that 80% of ICOs in 2017 were scams, permitted to occur due to loose

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Why Communities are the Bedrock of Crypto Projects

Take good care of your people, and they will take care of you! Cryptocurrency projects and ICOs are often scrutinized according to a number of factors. Whether it is the team’s track record, which developers are onboard, advisors, or simply the application of the product(s) and/or token, the community typically lies at the heart of

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How Data Protection Regulation is Creating Friction between Law and Technology

Blockchain and GDPR are an unstable mix. There may be hope, though… Data Protection As you are probably well aware, it was revealed that Facebook was at the center of one of the largest data breaches in modern times. Without going too much in to detail, Cambridge Analytica had unlawfully gained access to the personal

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Dumb Money vs. Smart Money

With rapidly advancing technology, our money still remains quite analog — but it doesn’t have to be that way… Traditional banking models are changing The modern bank’s roots can be traced back to the Florentine Renaissance, originating with the Medici family in the 15th century. Banks serve the purpose of acting as an intermediary between

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Stable Cryptocurrencies and How They Differ

ARYZE — Danish fintech is reimagining the approach to Stablecoins Without a question, the global payments infrastructure needs a facelift. With transaction and remittance fees, chargebacks, card fraud, and several day waiting times, it’s evident that a solution may lie with cryptocurrency and Blockchain networks. As technology advances, why does our money and payments infrastructure

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