The World Bank Remittance Price database shows that moving money across borders still costs 6.62 % on average, and even “wholesale” B2B corridors hide 2–6 % once the FX spread is baked in. Wire €100 000 every month and you quietly surrender €24 000–€72 000 a year. While funds idle in correspondent accounts for two days, EUR-USD can swing ±4 %—enough to wipe out a month of margin.¹
Aryze Stablecoin Services mint 1 : 1-backed digital dollars, euros, or other approved real-world-asset tokens. You convert once at true spot, send peer-to-peer, and your counter-party redeems—or re-spends—within minutes. Settlement speed mirrors domestic instant rails like the FedNow Service and SEPA Instant (sub-10 s), but now across borders.
Reserves sit in short-dated sovereign bonds, verified monthly by Grant Thornton and published on-chain; architecture is pre-aligned with MiCA reserve, disclosure, and governance rules, so auditors see transparency rather than risk.
Choose your corridor, ticket size, and frequency. The tool outputs the legacy cost, the Aryze cost, and an Annual Saving bar. For a US → EU stream of US $100 000 a month the calculator shows roughly US $23 000 saved per year. Your route will differ—run the exact figure yourself.
Liquidity also stops napping. Instead of two-day settlement, value arrives in minutes, eliminating pre-funding and FX drift. Treasury can redeploy cash sooner or simply hold it in an Aryze stablecoin, opt into a revenue-share tier, and earn up to 50 % of the underlying bond coupon—more on that in next week’s article.
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Sources: World Bank “Remittance Prices Worldwide” Q1 2025; ECB EUR-USD high-low series 2024.